Recent Articles

What to Expect When Saving for College

Blog, College Savings // 24.11.2009

1

What to Expect When Saving for College

If you are a parent to be, you’ve probably been undergoing a flurry of planning activities, from decorating the nursery to researching baby names. College savings is probably not high on the priority list. Yet, considering the impact of tax-free compound growth over time, it should be. Taking the college savings plunge in the early [...]

Continue →

Roth IRA Secrets

Investments, Retirement // 07.11.2009

1

Roth IRA Secrets

The Roth IRA is a great opportunity for young savers.  While you are still in a low tax bracket, you can stash away money and never have to pay taxes on it again.  Take advantage of it now before you disqualify based on your income.
Pros
Here’s are the benefits of a Roth IRA for growing families:

Pay [...]

Continue →

A Latte a Day Adds Up in Every Way

Blog, College Savings, Investments, Life Insurance, Retirement, Saving // 02.03.2010

0

For many, no day is complete without a trip to the neighborhood coffee shop. Many of us have been known to enjoy our triple nonfat caramel lattes, double espressos or half caffeinated mochas – whether we are shuttling our kids from school to the little league game, congregating with other parents to organize PTA functions [...]

Continue →

Choosing a Guardian: Who Will Raise Your Kids?

Blog, Estate Planning, Uncategorized // 16.02.2010

0

Choosing a Guardian: Who Will Raise Your Kids?

By Richard Collari Jr.
As parents, our single most important job is raising our kids.  We spend countless hours teaching our children right from wrong, baby proofing the cabinets, installing a gate at the top of the stairs, using the best car seat available and driving the safest vehicle that we can afford. 
However, even the most [...]

Continue →

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